Archives for 9 Nov,2018

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4 CRUCIAL FINANCIAL HABITS TO CONQUER BEFORE YOU HIT 40

Most people assume that having money is the key to leading a successful life. While it’s true that money makes the world go around, success doesn’t just happen simple because someone has money. On the contrary, whether rich or poor, young or old, sick or healthy, financial responsibility is actually more fundamental to achieving success than ready access to finances themselves. If someone dumped all the money in the world on your lap, you would be guaranteed to squander it all unless you understood exactly how to conserve and multiply it. Volumes upon volumes of books have been written on what it takes to become financially literate, but to be honest, it all boils down to one word – maturity. Here are four mature habits to practice in order to secure your financial future.

1.      Pay Back Your Debt:

When it comes to managing money, time is a resource which is more precious then gold. It’s an undeniable fact that many people borrow beyond their means when they are young. One big mistake that borrowers tend to make however is procrastinating their obligation to repay debt before reaching retirement-age. Regardless of how bad your situation might be, try as much as possible not to retire in debt. The sooner you act, the better.

2.      Build a Cash Reserve:

Most people have to live paycheck to paycheck in order to get by in life. However, if your financial situation hasn’t evolved in a way that builds savings by the time you’re 40, it’s time to reevaluate how you spend, and how you earn. Every person should live with enough savings in the bank to survive for at least eight months before running out of cash.

3.      Do Some Estate-Planning:

It’s understandable if people feel immortal in their 20s. Don’t allow this false sense of invincibility to cloud your judgement the older you get however. Once you’ve started a family, or once you’ve developed some career success, it’s always wise to take stock of your wealth and plan on how it should be allocated in the event of your death. The sooner you get this planning out of the way, the faster you can get back to enjoying life in peace.

4.      Stop Keeping Up with the Jones’s:

One of the easiest ways to waste money is by trying to be fashionable. People are constantly comparing themselves to others and hustling day and night in order to buy the latest iPhone, or the newest Tesla. If you’re a teenager, this type of superficial prestige might make you popular. But the more you mature, the more you should focus on buying what you need, instead of what entices you.

In the words of Rose Kennedy – “Life isn’t a matter of milestones, but of moments.” This is your moment. This is your moment to take command of your financial destiny and start making decisions that will secure your future. Yesterday is gone, and tomorrow is unknown, but what you choose to do here and now will determine whether you are powerful, or powerless, to the changing whims of fate. If you like what you just read from our blog, you’ll love the various informative workshops and events listed on our website and social media. Whether you’re interested in personal development, or overall improvement of your business, give us a call at 1 (888) 823-7757 to find out how The RISE Programs Academy for Business Coaching and Leadership Training can help you break past your daily struggles and start soaring in success.

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5 WARNING SIGNS THAT YOU COULD BE IN A RELATIONSHIP WITH SOMEONE ABUSIVE

Whenever people enter into romantic relationships, they always hope to live happily ever after. They expect a picture-perfect life full of bottomless love and endless laughter. For some, falling in love actually does end up being like a fairytale, even when things get a little rocky. For others however, relationships can turn into a nightmare of misery thanks to domestic abuse. According to the National Coalition Against Domestic Violence (NCADV), an average of 20 people in the United States are physically abused by an intimate partner every minute. This translates into 10 million women and men being victimized by acts of hostile aggression from a trusted partner, every year.

Don’t be a Sitting Duck:

These statistics are nothing short of a national tragedy. They should serve as a clear warning that each person must be cautious about who they let into their lives through romantic involvement. In a perfect world, everyone would understand how to treat significant others with respect and dignity. Unfortunately, there are countless people with abusive tendencies wreaking havoc daily on their unsuspecting partners, one dysfunctional relationship after another. In the best case scenario, couples in abusive relationships end up parting ways for good. In the worst case scenario – victims of abuse end up injured, or even die. While humanity might not be able to eliminate domestic abuse at the snap of a finger, there are ways that people can protect themselves from abusive partners before the situation gets extreme. It all starts with keeping an eye out for the warning signs of abuse:

1.       Possessiveness:

Abusive people struggle to cope with uncertainty. When stability is introduced into their lives through a significant other, they will resort to extreme behavior to keep hold of this stability by attempting to control their partner at all costs. Severe possessiveness is a red flag that a partner will become aggressive and hostile in future.

2.       Disrespect:

If your partner demonstrates constant disrespect to people during the early stages of a relationship, especially people of lower social standing, that disrespect will ultimately become aimed at you once your relationship becomes familiar.

3.       No Accountability:

It’s a sign of emotional maturity when people are capable of admitting they’re wrong, and taking responsibility for their actions. If you have a partner who constantly blames others or they instinctively project their frustrations onto scapegoats, that’s a sign that they don’t know how to resolve conflict rationally. When the time comes for them to disagree with you, they will fight tooth and nail merely to avoid making any compromises.

4.       Jealously:

Jealously is a natural human instinct when it comes to romantic relationships. But if your partner’s jealously also includes insecurity about platonic and family connections, that’s a giant red flag. Abusive people make gradual attempts to manipulate their partners into abandoning all others for the sake of their relationship.

5.       Physical Intimidation:

Sometimes, a partner’s abusive tendencies manifest in plain sight. If your significant other is physically forceful or physically emotive, that’s a sign that they will become physically violent in future. Pay attention to events like banging tables or punching walls. Be aware of whether they respect your body or your personal space, especially when they’re in a bad mood. Physical aggression while they’re trying to win you over means that things will get much worse when they stop trying to impress you.

There are many more signs that a partner could potentially become abusive in future, however if you notice any combination of these five traits in a significant other, have the courage to remove yourself from the relationship and live free of sadness. The longer you hesitate, or the more time goes by while you ignore your doubts, the more entitled the abuser will feel to take possession of your freedom. You owe it to yourself, and the people who truly love you, never to allow a destructive person to rob you of your confidence and self-respect.

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